WHY DO I NEED HOMEOWNERS INSURANCE?
Homeowners insurance provides protection for what may be the biggest investment many of us will make in our lifetime and can help pay the costs of damage from fire, theft, a severe storm or a lawsuit if someone is injured on your property. That makes choosing the right insurance company and homeowners policy critically important.
*Insurance products are offered and sold by third-party providers. Members 1st Federal Credit Union does not offer or sell insurance. Insurance products are not share accounts, obligations, nor are they guaranteed by Members 1st Federal Credit Union, or by any of its affiliates. Insurance products are not federally insured.
Common Questions
What does homeowners insurance cover?
A standard homeowners insurance policy provides coverage to repair or replace your home and its contents in the event of damage. That usually includes damage resulting from fire, smoke, theft or vandalism, or damage caused by a weather event such as lightning, wind, or hail.
How do I know which policy is right for me?
Looking to protect your ride? Call us at (844) 498-6467 today to learn more about all of the options that are available to you through our third-party insurance providers, and the discounts that you may qualify for.
Can I insure my vacation home too?
Our insurance partners offer policies for owners of second homes and vacation homes. This way, you, your family and your guests are protected wherever you go.

We understand the importance of having an insurance plan that is right for you. Connect with an Iscential Insurance expert for more information.